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Greg Newman | Oct 6, 2026

Why Retirees Need a Liquidity Reserve, Not a Bond Fund

trading rules
seasonal trading
sell in May
Midterm
Election
Bond Fund
Liquidity Reserve
retirement
sequence of return
What seasonal market rules get wrong, what midterm election years actually show, and how to build the part of a portfolio that lets you act instead of react.
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You work directly with an experienced investment manager, not a relationship manager handing you a model. We keep the practice small by design, capped at 50 households so every client gets the focus and attention they deserve.

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1901 Ulmerton Road Ste 625 304
Clearwater FL 33762

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The firm is a registered investment adviser with the state of Florida, Texas, and Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.

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